For real estate investors
Find it.Finance it.Keep it compliant.
Buying, selling and financing rental property in metro Detroit, from someone who is a licensed Realtor, a senior mortgage broker, and has spent sixteen years in affordable-housing files. One conversation covers the deal, the loan and the paperwork that comes after.
Who this is for
- Small-balance rental buyers looking at Detroit-area homes that many lenders consider too small to finance
- BRRRR investors who bought and rehabbed and now want to refinance and pull cash back out
- Self-employed investors whose tax returns don't show what they really earn
- Investors holding property in an LLC who want the loan to match how they own
- Portfolio builders adding their fifth, tenth or twentieth door
- Section 8 landlords who want voucher-friendly properties and clean paperwork
- Out-of-state investors who need someone local on the ground in Detroit
- Owners ready to sell a rental, with or without tenants in place
Explore
Buy & sell
Finding and analyzing rentals, Detroit rental rules, and selling investment property.
Investor financing
Loans that qualify on the property's rent, bank-statement loans, LLC closings and cash-out refinancing.
Rent, appraisal & DSCR
How the rent gets counted, what an appraiser looks at, and how to figure your ratio before you apply.
Why work with me
- 1
Deal and loan in one conversation
I look at a property the way an investor, an appraiser and an underwriter will, so you know whether it finances before you're under contract.
- 2
Detroit, block by block
I'm a Detroit native. I know which neighborhoods rent, which have voucher demand, and what the City requires before a rental can collect rent.
- 3
Affordable-housing know-how
Sixteen years of tenant-file and relocation work means I understand subsidized rents, income rules and the paperwork that keeps a property compliant.
Real estate services are provided by Tracey Howard as a licensed real estate agent with Andrews Realty Group, 248-499-9640. Michigan real estate license #6501423442.
Mortgage services are provided through Somerset Lending Corp, NMLS #133899. Tracey Howard, mortgage loan originator, NMLS #1107565. This page is general information, not a commitment to lend or a loan offer. Loan programs, eligibility and guidelines change and vary by lender, and all loans are subject to credit approval, property eligibility and underwriting. Nothing here is tax or legal advice. Equal Housing Opportunity.